At present,check here the number of private sector platforms in the P2P industry is the largest and the earliest.
First, with the characteristics of inclusive finance, the threshold is very low, the lowest threshold is even 50 yuan.check here
Second, the rate of return on investment is attractive, mostly in the 15% – 20% or so, which is at a higher level in the P2P industry.
However, the disadvantage of private P2P is also obvious,check here such as high risk. Because of the weak capital strength and wind control ability, grassroots P2P network lending platform is a high-risk area for network lending platform running and bankruptcy.